kwsp withdrawal for house installment
EPF to pay for my. In an effort to ease the burden of homeowners the EPF introduced the Housing Loan Monthly Instalment Withdrawal.
Ts Property
Just an agenda to prevent kwsp 20 withdrawal.
. For example I needed an android TV dongle in this case I bought the ONN 4K for my rented house TV coz my previous one broke. You must be one sour grape no more money inside epf to withdraw ker haha. If i forked out 200 with a salary of 1500 thats a large dent.
But 200 split over months with an additional interest of RM5 thats definitely a safer way to better cash flow for more essential stuff. Alot take out from Acc2 to pay house installment. Your desire for epf withdrawal kwsp 20 speak for itself haha.
I am 54 years old. So that when you find yourself in a tight spot financially you can make a withdrawal from your Account 2 to help cover your monthly housing loan instalment for a minimum period of six months or until your financial recovery. Cempedaklife liked this post.
The best part is you can choose for the money to go direct into your bank account instead of go direct to the housing loan account. U can withdraw for house dp education medical etc. No need to wait for special withdrawal.
I live in an apartment and own a car No debt or liquid cashI have fixed deposit of RM730000 and EPF of RM440000I am not good at investing and faced lossesI will retire next year and I will spend about RM2900 a month after retirement After retirement I do not plan to use the principal but plan to use the interest of FD. Since you own a house you could withdraw your EPF through monthly installment or reducing balance option.
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